Tax Anticipation Loan to Improve Credit Mentor OH

How Can a Tax Anticipation Loan Help Improve My Credit?

How Can a Tax Anticipation Loan Help Improve My Credit?

A tax anticipation loan may or may not improve your credit. It depends on the lender, but for these types of loans, most do not report positive behavior to the credit bureaus. However, there are plenty of ways you can improve your credit, starting with using any type of loan responsibly. While you work on that, know that you can still get approved to borrow cash with tax anticipation loans and other similar products.

Repay Tax Anticipation Loans and Other Loans on Time, Always

One way to damage your credit score is to make late payments on loans. If you get a secured loan from a bank and don’t pay on time or miss payments, you can bet they will be reporting that to the credit bureaus and possibly take your collateral. While lenders offering tax anticipation loans don’t generally report good credit behavior, they may do so from time to time. The reason they don’t is that most borrowers don’t want these types of loans on their credit reports. Regardless of the type of loan you take out, always pay on time for the best chances of maintaining or building a good credit score.

Manage Your Credit Cards Responsibly

Another easy way to damage your credit score is to misuse credit cards. When you carry too much debt on cards relative to your credit limit, that gets reported to credit bureaus and lowers your score. If you use credit cards regularly make sure you make every payment on time. Even if you can’t repay the full amount, at least send in the minimum amount due. This will help you develop a better credit score. Since tax anticipation loans are of such short duration, they do not damage your credit by carrying too much debt, like credit cards. To avoid the pitfalls of credit cards, which can damage your credit score, consider using a tax anticipation loan instead. It can provide quick cash and a way to get you out of debt quickly, unlike credit cards that keep you in debt for months and even years.

Tax Anticipation Loans Aren’t Secured, But Secured Bank Loans Could Help

One of the reasons borrowers like tax anticipation loans is that no collateral is required to get approved. Most bank loans either require that you have a good credit score or that you can secure the loan with collateral. If you need to improve your credit score and have something you can use to secure it, a bank loan is an option. As long as you make all the payments on time, this type of behavior will get reported to the credit bureaus. Of course, if you cannot secure a loan, you can always borrow using a tax anticipation loan.

When Credit Score is an Issue, Rely on a Tax Anticipation Loan

If you’re working on your credit score it may take some time to see a difference. In the meantime, if you need faster cash you have options by getting a tax anticipation loan. While other lenders may turn you away for a low credit score, lenders offering online tax anticipation loans don’t rely so much on credit checks but rely more so on you having income. You can get approved while your credit is still bad and make use of the cash for financial difficulties. Of course, you should still continue to work on improving that score for the best financial future.

Local Companies

Roberta A. Carter (RFC®), CEP, CSA, MBA
(513) 792-4067
8044 Montgomery Rd., Ste. 700
Cincinnati, OH
Company
The Retirement Choice
Qualifications
Education: University of Cincinnati, Xavier University , New York Institute of Finance and Sherwood University.
Years of Experience: 22
Membership
IARFC
Services
Invoice, Estate Planning, Pension Planning, Retirement Planning, Medicaid Planning, Tax Planning, Stocks and Bonds, Mutual Funds, CommOptions, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Charitable Planning, Healthcare Accounts, Asset Protection, Compensation Plans

Data Provided By:
Mr. Brian D. Fenstermaker (RFC®), CFP
(614) 794-1111
2836 Jericho Pl
Delaware, OH
Company
Envision Consulting Group, LLC
Qualifications
Education: Ohio State University
Years of Experience: 15
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, personal Coach, Retirement Planning, Tax Planning, Business Coach, Education Plan, Asset Protection, Compensation Plans

Data Provided By:
Mr. James F. Rudolph (RFC®), CSA
614-793-2121 x2445
485 Metro Pl #350
Dublin, OH
Company
Jim Rudolph Wealth Strategies
Qualifications
Education: United States NavyBachelors degree from The Ohio State University.
Years of Experience: 37
Membership
IARFC, MDRT, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Retirement Planning, Tax Planning, Stocks and Bonds, Mutual Funds, Collectable Coins , Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Charitable Planning, Education Plan, Charitable Foundations, Asset Protection, Compensation Plans

Data Provided By:
Mr. David M. Stitt (RFC®), CEP, CFP, CHFC, CLU
(513) 424-1656
2507 North Verity Parkway
Middletown, OH
Company
Financial Planning Consultants, Inc.
Qualifications
Education: BS - Finance and BankingMiami UniversityOxford, Ohio
Years of Experience: 40
Membership
IARFC, FPA, NICEP
Services
Invoice, Estate Planning, Business Planning, personal Coach, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Charitable Planning, Education Plan, BuySell, Compensation Plans

Data Provided By:
David A. Dinsmore (RFC®), CFP
(513) 266-3226
6192 Silver Wood Dr.
Morrow, OH
Company
Certified Busines Appraisal
Qualifications
Years of Experience: 29
Membership
IARFC
Services
Invoice, Business Planning, Tax Returns, Business Coach, Asset Protection, Compensation Plans

Data Provided By:
Ms. Carol A. Hoffman (RFC®), MBA
(513) 469-8400
9545 Kenwood Rd Ste 402
Cincinnati, OH
Company
Clear Perspectives Financial Planning LLC
Qualifications
Education: MBA, Finance, Indiana University
Years of Experience: 3
Membership
IARFC, FPA, NAPFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Long Term Care Insurance, Medical Insurance, Auto Home Insurance, Charitable Planning, Education Plan, Asset Protection, LiabCover, Compensation Plans

Data Provided By:
John C. Johnson (RFC®), CFP, CHFC, CLU, CSA
(330) 364-2605
126 Northwood Drive
Dover, OH
Company
American Portfolios, Inc.
Qualifications
Years of Experience: 29
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Retirement Planning, Medicaid Planning, Tax Planning, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Long Term Care Insurance, Education Plan, Healthcare Accounts, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Mrs. Linda R. Horn (RFC®), CEP, CSA
(513) 367-1793
9676 Dry Fork Road
Harrison, OH
Company
Capital Concepts, Inc.
Qualifications
Education: BA
Years of Experience: 25
Membership
IARFC, NICEP
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Business Coach, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Mr. Edwin P. Morrow (RFC®), CEP, CFP, CHFC, CLU
(513) 424-6395
Financial Planning Building
Middletown, OH
Company
IARFC
Qualifications
Education: Centre College of Kentucky and University of Louisville School of Law, plus having served as instructor for many financial planning courses and Practitioner in Residence at Wright State University for three years.
Years of Experience: 46
Membership
IARFC, MDRT, FPA, SFSP, NICEP
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Executive Compensation Planning, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Mutual Funds, Mortgage Loans, Precious Metals, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Business Coach, Charitable Planning, Education Plan, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Edward R. Klesack (RFC®), CLU, LUTCF, MBA
(419) 368-3220
2025 St. Rt. 511
Perryville, OH
Company
E. R. Klesack & Associates
Qualifications
Education: Masters in Business Adm.B.S. in Mgt. and Finance
Years of Experience: 29
Membership
IARFC, NAIFA
Services
Invoice, Estate Planning, Business Planning, Trustee Service, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, BuySell, Compensation Plans

Data Provided By:
Data Provided By:
1st Metropolitan Mortgage
(216) 812-5300
25100 Euclid Ave
Cleveland, OH
 
Ace Cash Express
(216) 851-8077
10589 Saint Clair Ave
Cleveland, OH
 
La Danse Cleveland
(216) 464-5320
23366 Commerce Park
Beachwood, OH
Alternate Phone Number
407.608.8530
Services
Dance Studio
Prices and/or Promotions
$100 $5,000 Dance Programs

Cash Advance Cincinnati
(513) 685-9350
2529 Gilbert Ave
Cincinnati, OH
 
American General Finance
(419) 866-4333
5950 Airport Hwy Ste 1
Toledo, OH
 
1st National Funding Group
(216) 261-6700
26111 Brush Ave Ste 311
Cleveland, OH
 
Andy Brock
(216) 789-9110
Custom Green Promos Cleveland , Ohio
Cleveland, OH
 
BusinessFinanceApp.com
(216) 378-7858
2000 Auburn Road, ste 200
Beachwood, OH
Alternate Phone Number
877.876.2803
Services
Business Loans, Business Finance

Affliated Mortgage
(419) 866-8800
855 S Holland Sylvania Rd
Toledo, OH
 
American Home Mortgage
(419) 865-5695
5350 Airport Hwy Ste 106
Toledo, OH