Tax Anticipation Loan to Improve Credit Hanover PA

How Can a Tax Anticipation Loan Help Improve My Credit?

How Can a Tax Anticipation Loan Help Improve My Credit?

A tax anticipation loan may or may not improve your credit. It depends on the lender, but for these types of loans, most do not report positive behavior to the credit bureaus. However, there are plenty of ways you can improve your credit, starting with using any type of loan responsibly. While you work on that, know that you can still get approved to borrow cash with tax anticipation loans and other similar products.

Repay Tax Anticipation Loans and Other Loans on Time, Always

One way to damage your credit score is to make late payments on loans. If you get a secured loan from a bank and don’t pay on time or miss payments, you can bet they will be reporting that to the credit bureaus and possibly take your collateral. While lenders offering tax anticipation loans don’t generally report good credit behavior, they may do so from time to time. The reason they don’t is that most borrowers don’t want these types of loans on their credit reports. Regardless of the type of loan you take out, always pay on time for the best chances of maintaining or building a good credit score.

Manage Your Credit Cards Responsibly

Another easy way to damage your credit score is to misuse credit cards. When you carry too much debt on cards relative to your credit limit, that gets reported to credit bureaus and lowers your score. If you use credit cards regularly make sure you make every payment on time. Even if you can’t repay the full amount, at least send in the minimum amount due. This will help you develop a better credit score. Since tax anticipation loans are of such short duration, they do not damage your credit by carrying too much debt, like credit cards. To avoid the pitfalls of credit cards, which can damage your credit score, consider using a tax anticipation loan instead. It can provide quick cash and a way to get you out of debt quickly, unlike credit cards that keep you in debt for months and even years.

Tax Anticipation Loans Aren’t Secured, But Secured Bank Loans Could Help

One of the reasons borrowers like tax anticipation loans is that no collateral is required to get approved. Most bank loans either require that you have a good credit score or that you can secure the loan with collateral. If you need to improve your credit score and have something you can use to secure it, a bank loan is an option. As long as you make all the payments on time, this type of behavior will get reported to the credit bureaus. Of course, if you cannot secure a loan, you can always borrow using a tax anticipation loan.

When Credit Score is an Issue, Rely on a Tax Anticipation Loan

If you’re working on your credit score it may take some time to see a difference. In the meantime, if you need faster cash you have options by getting a tax anticipation loan. While other lenders may turn you away for a low credit score, lenders offering online tax anticipation loans don’t rely so much on credit checks but rely more so on you having income. You can get approved while your credit is still bad and make use of the cash for financial difficulties. Of course, you should still continue to work on improving that score for the best financial future.

Local Companies

Ricardo Ferreira
1100 Horizon Circle
Chalfont, PA
Company
Title: Financial Services Associate
Company: Prudential Financial
Type
Investment Advisor Rep: Yes
Education
Penn State University
Years Experience
Years Experience: 3
Service
Wealth Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Medicaid,Life Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicare Planning,Health Care Insurance,Retirement Planning,Long-Term

Data Provided By:
Kurt W. Hesser (RFC®), LUTCF
(215) 993-1548
P.O. Box 127
Chalfont, PA
Company
MEMBERS Financial Services
Qualifications
Years of Experience: 22
Membership
IARFC, MDRT
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Education Plan, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Mr. Richard P. Hedderick (RFC®), CFP, MBA
(814) 860-3456
3353 W 26th St
Erie, PA
Company
Financial Network Investment Corporation
Qualifications
Education: Bachelor of Science in Business Administration (BSBA) with a major in accounting from Clarion State University, Masters in Business Administration (MBA) from The Pennsylvania State University, Additional course work in the area of Financial Plann
Years of Experience: 11
Membership
IARFC, NAIFA
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Charitable Planning, Education Plan, Healthcare Accounts, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Mr. Robert L. Chess (RFC®), CFP, CPAPFS, CSA, RFP
(814) 864-0984
4508 Miller Avenue
Erie, PA
Company
Estate Solution Planners, Inc.
Qualifications
Education: BS
Years of Experience: 30
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Business Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, BuySell, Compensation Plans

Data Provided By:
Michael L. Schwartz (RFC®), CSA
(215) 886-2122
115 Old York Rd.
Jenkintown, PA
Company
Schwartz Financial Services
Qualifications
Years of Experience: 30
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Retirement Planning, Medicaid Planning, Tax Planning, Tax Returns, Seminars Work, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Auto Home Insurance, Education Plan, BuySell, LiabCover, Compensation Plans

Data Provided By:
John Crowley
643 Bridge Street
Schwenksville, PA
Company
Company: Stone Henge Advisory Group
Service
Medicare Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Fee Only Portfolio Management,Wealth Engineering,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Cla

Data Provided By:
Alan H. Dewar (RFC®), CHFC, CLU, CSA
(215) 348-0822
301 South Main Street, Suite 3 North
Doylestown, PA
Company
Dewar Financial Services Group
Qualifications
Education: BS Econ, Univ of Penn WhartonSchool
Years of Experience: 37
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Employee Benefits, Charitable Planning, Education Plan, Compensation Plans

Data Provided By:
Mr. John E. Baker (RFC®), CFP, CHFC, CLU, LUTCF
(814) 836-5234
2702 Zuck Road, Suite 1
Erie, PA
Company
Kingdom Financial Group, Inc.
Qualifications
Education: Bachelors degree in Accounting from Indiana University of PA
Years of Experience: 28
Membership
IARFC, FPA, SFSP, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Retirement Planning, Medicaid Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Auto Home Insurance, Business Coach, Charitable Planning, Education Plan, Asset Protection, LiabCover, Compensation Plans

Data Provided By:
Morris F. Licciardello (RFC®), CSA
(215) 947-9190
380 Red Lion Road
Huntingdon Valley, PA
Company
Valley Financial Group
Qualifications
Education: BS
Years of Experience: 11
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Tax Planning, Tax Returns, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Long Term Care Insurance, Education Plan, BuySell, Compensation Plans

Data Provided By:
Duane A. Daniels (RFC®), CSA
(724) 433-3646
25 Country Farm Lane
Harrison City, PA
Qualifications
Education: BA, MPH
Years of Experience: 21
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Family Offices, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Education Plan, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

Data Provided By:
Data Provided By:
A Pawn Plus
(717) 812-8800
123 W. Market St
York, PA
 
All One Lending
(717) 767-1439
2749 Huntfield Dr
York, PA
 
American General Consumer Discount Company
(717) 846-8865
1201 Carlisle Rd
York, PA
 
Chase Home Loans
(717) 846-2265
805 S George St
York, PA
 
Equity One Inc
(814) 864-8197
5047 Peach St
Erie, PA
 
AG Choice Farm Credit
(717) 792-2641
3301 W Market St
York, PA
 
Allied Home Mortgage Capital Corp
(717) 741-0100
146 Pine Grove Cir
York, PA
 
Beneficial
(717) 848-6151
351 Loucks Rd
York, PA
 
The Rockne Group
(717) 914-1408
610 N Second St. 1F
Harrisburg, PA
 
All One Lending
(717) 767-1439
2749 Huntfield Dr
York, PA