Tax Anticipation Loan to Improve Credit Encinitas CA

How Can a Tax Anticipation Loan Help Improve My Credit?

How Can a Tax Anticipation Loan Help Improve My Credit?

A tax anticipation loan may or may not improve your credit. It depends on the lender, but for these types of loans, most do not report positive behavior to the credit bureaus. However, there are plenty of ways you can improve your credit, starting with using any type of loan responsibly. While you work on that, know that you can still get approved to borrow cash with tax anticipation loans and other similar products.

Repay Tax Anticipation Loans and Other Loans on Time, Always

One way to damage your credit score is to make late payments on loans. If you get a secured loan from a bank and don’t pay on time or miss payments, you can bet they will be reporting that to the credit bureaus and possibly take your collateral. While lenders offering tax anticipation loans don’t generally report good credit behavior, they may do so from time to time. The reason they don’t is that most borrowers don’t want these types of loans on their credit reports. Regardless of the type of loan you take out, always pay on time for the best chances of maintaining or building a good credit score.

Manage Your Credit Cards Responsibly

Another easy way to damage your credit score is to misuse credit cards. When you carry too much debt on cards relative to your credit limit, that gets reported to credit bureaus and lowers your score. If you use credit cards regularly make sure you make every payment on time. Even if you can’t repay the full amount, at least send in the minimum amount due. This will help you develop a better credit score. Since tax anticipation loans are of such short duration, they do not damage your credit by carrying too much debt, like credit cards. To avoid the pitfalls of credit cards, which can damage your credit score, consider using a tax anticipation loan instead. It can provide quick cash and a way to get you out of debt quickly, unlike credit cards that keep you in debt for months and even years.

Tax Anticipation Loans Aren’t Secured, But Secured Bank Loans Could Help

One of the reasons borrowers like tax anticipation loans is that no collateral is required to get approved. Most bank loans either require that you have a good credit score or that you can secure the loan with collateral. If you need to improve your credit score and have something you can use to secure it, a bank loan is an option. As long as you make all the payments on time, this type of behavior will get reported to the credit bureaus. Of course, if you cannot secure a loan, you can always borrow using a tax anticipation loan.

When Credit Score is an Issue, Rely on a Tax Anticipation Loan

If you’re working on your credit score it may take some time to see a difference. In the meantime, if you need faster cash you have options by getting a tax anticipation loan. While other lenders may turn you away for a low credit score, lenders offering online tax anticipation loans don’t rely so much on credit checks but rely more so on you having income. You can get approved while your credit is still bad and make use of the cash for financial difficulties. Of course, you should still continue to work on improving that score for the best financial future.

Local Companies

Mr. Mady A. Yehia (RFC®), CSA, EA
(818) 567-1595
522 North Glenoaks Blvd.
Burbank, CA
Company
Securitax Financial Services
Qualifications
Education: BS Accounting
Years of Experience: 19
Membership
IARFC, SCSA
Services
Invoice, Business Planning, Portfolio Management, Pension Planning, personal Coach, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Education Plan, Healthcare Accounts, LiabCover, Compensation Plans

Data Provided By:
Mr. Araik Erik Margaryan (RFC®), MBA, RFP
(818) 303-1714
150 E. Olive Ave.,
Burbank, CA
Company
Intelligent Financial Services, Inc.
Qualifications
Education: B.A. in Economics, Master of Business Administration
Years of Experience: 17
Membership
IARFC, AICPA
Services
Invoice, Estate Planning, Business Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Auto Home Insurance, Business Coach, Education Plan, Asset Protection, LiabCover, Compensation Plans

Data Provided By:
Mr. Richard K. Whitaker (RFC®), CHFC, CLU
(707) 442-1505
3932 Walnut Drive
Eureka, CA
Company
Richard Whitaker Insurance Svcs., Inc.
Qualifications
Education: AA
Years of Experience: 30
Membership
IARFC, MDRT, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Employee Benefits, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Charitable Planning, Education Plan, Healthcare Accounts, Charitable Foundations, BuySell, Compensation Plans

Data Provided By:
Douglas W. Jones (RFC®), CHFC, CLU
(949) 699-1660
26477 Rancho Parkway South
Lake Forest, CA
Company
Jones Associates Financial & Insurance Services, Inc.
Qualifications
Education: BS Business Administration and FinanceCalifornia State University, Fullerton
Years of Experience: 38
Membership
IARFC, AALU, SFSP, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Education Plan, Healthcare Accounts, BuySell, Compensation Plans

Data Provided By:
Mr. Thomas K. Thorson (RFC®), CEP, CSA, LUTCF
(209) 522-0250
1101 Standiford Ave., Suite C-2
Modesto, CA
Company
Thorson Financial Estate Management, Inc.
Qualifications
Education: BA
Years of Experience: 23
Membership
IARFC, NAIFA
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Healthcare Accounts, Charitable Foundations, Asset Protection, Compensation Plans

Data Provided By:
Mr. Kenneth A. Marinace (RFC®), CFP, CLU
(818) 846-8092
3811 W. Burbank Boulevard
Burbank, CA
Company
Comprehensive Financial Services
Qualifications
Years of Experience: 37
Membership
IARFC, SFSP
Services
Invoice, Estate Planning, Business Planning, Pension Planning, Retirement Planning, Tax Planning, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Long Term Care Insurance, Medical Insurance, Charitable Planning, Charitable Foundations, Compensation Plans

Data Provided By:
Mr. Michael W. Bunning (RFC®), CPA, CPAPFS
(916) 459-2190
6939 Sunrise Blvd Ste 120
Citrus Heights, CA
Company
Guardant Wealth Management
Qualifications
Education: B.S. - Business & Accounting w/ Honors from California Polytechnic (Cal Poly) State University @ San Luis Obispo.
Years of Experience: 22
Membership
IARFC, AICPA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Auto Home Insurance, Business Coach, Charitable Planning, Education Plan, Healthcare Accounts, Charitable Foundations, A

Data Provided By:
Mr. Simon Singer (RFC®), CFP
(818) 728-5961
4266 Valley Meadow Rd.
Encino, CA
Company
the Advisor Consulting Group
Qualifications
Education: CFP
Years of Experience: 43
Membership
IARFC, MDRT, FPA, AALU, NAIFA
Services
Invoice, Estate Planning, Business Planning, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Family Offices, Mutual Funds, Annuities, Life Insurance, Business Coach, Charitable Foundations, Asset Protection, Compensation Plans

Data Provided By:
Mr. Roy Y. Gagaza (RFC®), CEP
(209) 825-8888
903 W. Center Street, Suite #6
Manteca, CA
Company
Journey Wealth Management
Qualifications
Education: BS Marketing, RFC, CEP
Years of Experience: 13
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Tax Planning, Seminars Work, Mutual Funds, Annuities, Life Insurance, Long Term Care Insurance, Asset Protection, Compensation Plans

Data Provided By:
Mr. Michael J. Hammel (RFC®), MBA
(951) 600-1567
29554 Masters Drive
Murrieta, CA
Company
Michael J. Hammel, Financial Consultant
Qualifications
Education: MBA
Years of Experience: 24
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Employee Benefits, Family Offices, Business Coach, Charitable Planning, Compensation Plans

Data Provided By:
Data Provided By:
Brooklyntroy & Co
(718) 395-7566
12770 High Bluff Drive, Ste.160
San Diego, CA
 
Affiliated Lenders Group Inc
(760) 421-0234
2141 S El Camino Real
Oceanside, CA
 
Bank of America
(760) 630-3220
702 Mission Ave
Oceanside, CA
 
California Budget Finance
(760) 967-1666
709 Mission Ave
Oceanside, CA
 
Business Credit Services
(619) 543-9275
4031 Pacific Hwy
San Diego, CA
 
Gems N' Loans
(760) 712-3400
3753 Mission Avenue
Oceanside, CA
 
American General Financial Services
(760) 806-9914
3829 Plaza Dr
Oceanside, CA
 
Beneficial California Inc
(760) 722-1971
713 Mission Ave
Oceanside, CA
 
Charger Mortgage
(760) 439-2234
3861 Mission Ave
Oceanside, CA
 
Cit Small Business Lending Corp
(858) 484-1897
9434 Sawtooth Way
San Diego, CA
 
Jakee Dawn
(858) 345-1545
Greener DawnInc
Solana Beach, CA