RAL Tax Loan

What does “RAL" in RAL Tax Loan stand for?

“RAL" stands for Refund Anticipation Loan. IncomeTaxAdvances.com’s RAL Tax Loans provide borrowers with cash from their tax return before they get their tax refund from the IRS. Because the loan is insured by your anticipated tax return, our lenders are able to issue loans to a wide variety of customers with different types of financial history. Because of this, our RAL Tax Loan doesn’t require credit checks with the 3 major credit bureaus, faxing, or additional documents that banks require. Everything is done online. Our application process takes just a couple minutes, and our online approval system can inform you that you qualify in 90 seconds or less!

I really need my cash now! I haven’t filed my taxes yet. Is that a problem?

Our lenders don’t require you to file your taxes before you apply for a RAL Tax Loan. Although, our lenders suggest that you file your taxes soon so you won’t need to extend the loan. A majority of RAL tax loans have a payback deadline of 2 weeks. To avoid needing to extend the loan and paying another fee, you should file as soon as you can.

I’m not sure how much money I’m going to get back. Can I still get a RAL?

Yes! Even if you have no idea how much you’ll get back. We base your loan off your current income and set the repayment of the loan to be due on your pay date just in case you owe money to the IRS and they keep your refund or delay your refund due to error.

How can I get a RAL?

Apply through IncomeTaxAdvances.com’s online easy to use application by starting above where it says “Apply Here". You can either apply using our standard online application, or our mobile application using a smart phone. The application process takes 3 minutes or less, and approval takes 1 ½ minutes. In less than 5 minutes, you can be approved for a RAL Tax Loan. Once you are approved the lender will contact you or you can give them a call with any questions. Their phone number will be provided on your loan document along with the loan rate and terms. Your RAL will be deposited directly into your bank account in less than one business day! Apply for a RAL Tax Loan Now!

Can IncomeTaxAdvance.com prepare my taxes for me too?

No, we cannot. However, we want the entire tax process to be easy and stress free for all our customers, no matter what. Since we can’t file your taxes for you, we wanted to provide a simple tax solution for you. We’ve partnered with Free Tax USA and included the following link for you to use to get a FREE tax filing.